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Welcome To

Brighter Horizons

Helping you find a better tomorrow

 

 

·    Who We Are:

Brighter Horizons is owned and operated by Kirk Smith and his wife Kelly Barrowsmith.  Kirk and Kelly’s ultimate goal is to help those who need help to achieve home ownership.

 

Who we like to help:

  • Individuals who have always rented

  • Individuals who have no credit

  • Individuals who have had bad credit in the past but are on the road to correcting their credit rating

  • Individuals who are unable to save a down payment

  • Younger or older first time buyers

  • And any others that may need our help

·    How our Program Works:

     We buy a house and sell it back to you on a lease to own basis.  Instead of a normal real-estate transaction where you have a few months to close the deal we   will give you a two or three year closing date.  From the date of signing the agreement until the closing of the Sale and Purchase agreement you will rent the house from us and pay rent and a down payment credit every month.  We try to work the numbers to suit your budget and situation but ultimately we try to have you achieve 10% down.  Therefore at the end of the term you will have already paid us your 10% down and you simply have to put your own mortgage in place and the title of ownership on the property will be transferred to your name – thus home ownership.  You can look at our current properties available or we can go shopping with you and buy a house that suites your lifestyle and your budget.

    

     Click here for the Lease to Own Application (.doc format)

 

 

How to Contact Us:

       Phone: 705-424-0043      

       Fax:      705-424-7899

       Email :  kirkandkelly@barrowsmith.com 

 

Click HERE for our main page